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Tag: Homeowners Insurance

What is Boat Insurance and Why Do You Need It?

What is Boat Insurance and Why Do You Need It?

Warm sun. Cool breeze. If you have a boat, you get it: There’s nothing like being out on the water.You cherish your boat, and the memories you make there are the reason your investment is worth every penny. Having the right insurance coverage for your boat can help you float on, worry-free.If you’re ready to buy boat insurance, talk to a local professional. They can...

What’s Considered a Natural Disaster, and Am I Covered?

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

15 Essential Things You Should Know About Your New House

15 Essential Things You Should Know About Your New House

Moving into a new house is an exciting time. But it can also come with a steep learning curve.From the moment you get the keys, you’ll start to discover what makes your home unique – including the many systems that make it function.As you familiarize yourself with the ins and outs of a new space, it helps to start with the basics. Because, let’s be...

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...

Help Your House Recover from Frost Heave

Help Your House Recover from Frost Heave

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. Unfortunately, frost heave is not covered under most homeowners policies.  Frost heave can happen in...